Keep track of your accounts 24-7 with “It’s me 247 Online Banking and Mobile Web Banking.” Information in the palm of your hand anywhere-anytime. Stay connected around the clock while accessing personal and secured account information. View balances, view transactions and cleared checks, transfer money between accounts, stop a payment, view all of your accounts in one place, make loan payments, apply for a loan, schedule recurring transfers, set up E-Alerts, E-statements, Text banking and more. Contact us to get set up today. It’s secure, convenient and FREE.
Enroll in text banking by clicking on the “Go Mobile” button on It’s Me 247. Select Text Banking Home to access the enrollment screens. After enrollment, texr commands to IM247 to receive text replies regarding the balance of your savings, checking, certificates, loans and credit card accounts.
Get your statements when you want them, online. No paper to shred, no one going through your garbage. E-statements give you access to up to 12 months’ worth of account statements so that you can view, print or even save them to your local computer. E-Alerts allow you to recieve notices regarding account balances, electronic deposits, withdrawals, or when a payment is due. Safe, secure, and easy. Sign up online or contact the credit union today.
Access to your account information 24-7 via your touch-tone telephone. Review account balances, transactions, make transfers, loan payments and much more with the touch of a button. 1-855-847-1726
Set up direct transfers using online banking or ask any of our member service representatives to get that set up. Automatic Funds Transfer is a feature that automatically performs member transfers on a recurring basis. Transfers can be made from one account to another, or even between different members. Loan Payments, IRA distributions and normal share-to-share transfers can all be accomplished through Automatic Funds Transfer. With this option, a member can: Automatically make loan payments from a checking or savings account, Transfer money regularly from a savings account to a child’s or spouse’s savings account, Make regular deposits into a Christmas Club or Vacation Club savings account.
Courtesy Pay is a non-contractual courtesy that Peoples Choice Credit Union may provide to our members with Share Draft/Checking accounts, 30 days after account opening if your account is not negative. We may cover insufficient funds checks, electronic funds transfers, or other payment/withdrawal requests up to your approved limit. This means that instead of returning a check to the merchant, the credit union may pay your check up to the maximum $250.00 limit, saving you additional charges from the merchant or a collection agency. We will charge a $25.00 fee for each item, and send you a notice each time an overdraft occurs.
|Corporate Check/Money Order||$3.00|
|Deposited Checks Returned NSF||$25.00|
|Overdraft Transfer Fee||$5.00|
|Wire Transfer – Incoming||$10.00|
|Wire Transfer – Outgoing||$25.00|
As a certified DMV agent, we can process certain title transactions, renewals, and lien releases. This service is available to non-members, but payment accepted may vary. Call for more information. The credit union also provides notary service free of charge.
We offer a self-service coin machine to total up your loose change. Deposit the amount directly into your account or receive the funds back in cash.
Members have the ability to make daily cash and check deposits which provides an additional level of security for our members.
A $3.00 service fee will apply. There is a $1,000.00 maximum limit for Money Orders.
Enjoy the convenience of a debit card. We offer debit cards on our Basic and Value Plus Checking Accounts. Transactions as debit are limited to five transactions per day and purchases are limited to $300.00 per day. Transactions as credit are limited to ten transactions per day and purchases are limited to $1250.00 per day.
Easy to buy, easy to use! We offer the option of VISA gift cards for one time use. Gift cards are taken wherever VISA is accepted. There is a $3.00 purchase price and a $10.00 minimum amount that must be placed onto the gift card. Funds of any amount can be placed onto the gift card. Makes a great gift! Track your card and access your account here. (By clicking on this link, you will be leaving our website)
Easy to buy, easy to use! We offer the option of VISA Travel Money cards that are reloadable and great for travel. Travel Money cards can be used wherever VISA is accepted. There is a $10.00 purchase price and a $100.00 minimum amount that must be placed onto the travel card. It is a $2.00 fee to reload additional funds onto the card. Track your card and access your account here. (By clicking on this link, you will be leaving our website)
Introducing a new line of reward credit cards for consumers. We are now proud to offer the following:
VISA Bonus Rewards PLUS card–Cardmembers will earn more reward points even faster with a 50% monthly points bonus on every purchase, automatically.
VISA Bonus Rewards card-Cardmembers will earn 25% more reward points on every purchase, every month, automatically, all with no annual fee.
VISA Platinum card-Cardmembers will enjoy the everyday convenience of a Visa card without an annual fee or rewards.
Cash Rewards American Express card-Cardmembers will earn up to 3% cash back with no annual fee.
Travel rewards American Express card-Designed with the traveler in mind, cardmembers will earn rich rewards and enjoy exciting travel benefits.
You also have the option to arrange automatic payments to your credit card or transfer balances from other cards. You can even make payments towards your credit card bill right from the credit union. All VISA Credit cards are currently compatible with Apple Pay.
Ask a Peoples Choice representative how you can apply today. Find the Card That’s Right for You. (By clicking on this link, you will be leaving our website)
VISA Business Bonus Rewards PLUS card– The Visa Business Bonus Rewards Card is designed for small businesses. Cardmembers earn reward points on everyday purchases and receive a 50% BONUS on all points earned every month automatically.
VISA Business Bonus Rewards card– The Visa Business Bonus Rewards Card is designed for small businesses and has no annual fee. Cardmembers earn reward points on everyday purchases and receive a 25% BONUS on all points earned every month automatically.
VISA Business card– Enjoy the everyday convenience of a Visa card without an annual fee or rewards.
VISA Signature Business Company card– The Visa Signature Business Company Card is designed for medium-size to large businesses and has no annual fee. Enhanced reporting helps document expenses, track purchases, reveal spending patterns, organize budgeting information and save time on accounting procedures. Cardmembers enjoy exclusive benefits, a generous credit line and a free rewards program.
VISA CommUNITY card– The Visa CommUNITY Credit Card is designed for non-profits and municipalities and has no annual fee. Enhanced reporting helps document expenses, track purchases, reveal spending patterns, organize budgeting information and save time on accounting procedures.
Apply Today! (By clicking on this link, you will be leaving our website)
VISA Secured card-Cardmembers will enjoy the convenience of credit, earn interest on their savings account, all while establishing, building, or rebuilding credit.
VISA College Rewards card-Cardmembers will build financial independence, establish a strong credit history, earn points for every dollar spent, all with no annual fee.
Apply Today! (By clicking on this link, you will be leaving our website)
Insurance benefits and discounts are available just for being a credit union member. Enjoy the perks of membership and automatically get $1000.00 of no-cost Accidental Death and Dismemberment coverage when you enroll. Also available are Life, Auto, Property and Health Insurance. Find out how to qualify by calling 1-855-456-9434 or visit truSTAGE today. (By clicking on this link, you will be leaving our website)
We offer a variety of merchant services for your small business. We will work with you and your business to turn your phone or tablet into your next cash register allowing you to take payments from your computer. We offer the latest in payment processing technology to accept more payment types. Accept paper checks like credit cards with electronic check service. We also work to provide you with other business needs, including gift cards, inventory management and much more. Find out more today. (By clicking on this link, you will be leaving our website)