Account Rates

All accounts are variable rate accounts with the exception of Certificate accounts. Rates are subject to change at any time, after the account is open, without notice. Early withdrawal penalty may be imposed.

 Savings Accounts

$5.00 to open, $100.00 to earn dividends

Share Account (Membership Account) Rate = 0.20%, *APY = 0.20%
Super Saver Account (12 yrs and under) Rate = 0.25%, *APY = 0.25%
Health Savings Account Rate = 0.50%, *APY = 0.50%
Christmas Club Account Rate = 0.30%, *APY = 0.30%

Checking Accounts

$500.00 to earn dividends

Value Plus Checking Is a non dividend earning account
Basic Dividend Checking Rate = 0.10%, *APY = 0.10%
Money Market Account Rate = 0.55%, *APY = 0.55% (Fees may reduce earnings on the account)

Share Certificate Accounts

minimum $1000.00 to open, compounded quarterly. Early withdrawal penalty may be imposed.

3 month term Rate = 0.25%, *APY = 0.25%
6 month term Rate = 0.35%, *APY = 0.35%
12 month term Rate = 0.55%, *APY = 0.55%
18 month term** Rate = 0.60%, *APY = 0.60%
24 month term Rate = 0.75%, *APY = 0.75%
36 month term Rate = 0.75%, *APY = 0.75%
48 month term Rate = 0.90%, *APY = 0.90%
60 month term Rate = 1.00%, *APY = 1.00%

IRA Certificate Accounts

minimum $1000.00 to open, compounded quarterly

12 mos term Rate = 0.55%, *APY = 0.55%
18 mos term** Rate = 0.60%, *APY = 0.60%
24 mos term Rate = 0.75%, *APY = 0.75%
36 mos term Rate = 0.75%, *APY = 0.75%
**18 mos term accounts subject to $1,000 minimum additions

*APY – Annual Percentage Yield, is dependent on the frequency of compounding and the rate.

APY measures the actual earnings in a year allowing you to compare rates and compounding frequencies.

Rates effective as of today’s date