Checking Accounts

ACCOUNT REQUIREMENTS

It is very easy to set up a checking account with us! All we need is the following and we can set up your account for you to start using right away:

 An established Peoples Choice Credit Union savings account
 Social Security Card
 Valid Drivers License with current address
Proof that you reside or are employed within Taylor, Clark, Chippewa, Rusk or Price County

*Minors (under 18) are required to have a parent or guardian added as the joint account holder. The joint account holder must be present at time of account opening while meeting all account requirements*

 

VALUE PLUS CHECKING

Our Value Plus draft account requires no minimum balance, and there is no monthly service charge for opening this account. No dividends are earned on this account. Members can order basic check styles for a nominal fee. Members 65+ order checks at no charge.
Account holders may apply for a debit card at no additional charge.
Peoples Choice Credit Union reserves the right to cancel a debit card at anytime due to excessive overdrafts.

BASIC DIVIDEND CHECKING

Our Basic draft account offers our members the opportunity to earn dividends on balances over $500.00. Rates and APY are subject to change at anytime. A minimum $100.00 balance is required.
Basic check styles are offered at a nominal fee. 65+ members order checks at no charge.
Account holders may apply for a debit card at no additional charge.
Peoples Choice Credit Union reserves the right to cancel a debit card at anytime due to excessive overdrafts.

MONEY MARKET

This account offers members the opportunity to earn dividends on balances over $500.00. A minimum of $500.00 balance is required. Dividends are paid monthly. No more than six withdrawals are allowed each month. An excess withdrawal fee of $25.00 will be charged for each withdrawal exceeding the maximum six allowed.

ADDITIONAL BENEFITS

 Courtesy pay (available on checks only)
 Overdraft protection
 Shared Branch ATMS-Find out which credit union belongs in the network offering you fee-free ATM usage with your Peoples Choice Credit Union Card. (By clicking on this link, you will be leaving our website)

 

IMPORTANT INFORMATION ABOUT PROCEDURES
FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.

View Our Rates

Our rates are based on membership eligibility. We strive to give competitive rates to our members while still keeping fees minimal.