Loan Rates

Rates may vary based on credit score

Membership eligibility applies

We recommend for the best information, call to speak with a loan officer

Unsecured Personal Loan

Interest rate as low as 7.50% APR*

Estimated monthly payment per $1,000 is $45.00

24 mos term Rate = 7.5%, *APR = 7.5%

The above rate is the lowest rate available and may vary based on credit score.

Other terms may be available – contact a loan officer for details

Annual percentage rate is subject to underwriting and may be withdrawn at any time.

All loan rates based on membership eligibility and credit worthiness.

Vehicle/Recreational Loan

24 mos term Rate-1.75%

APR as low as 4.218% – Estimated monthly payment per $1,000 is $42.43

36 mos term Rate-2.4%

APR as low as 4.08% – Estimated monthly payment per $1,000 is $28.82

48 mos term Rate-2.75%

APR as low as 4.03% – Estimated monthly payment per $1,000 is $22.03

60 mos term ($10,000 minimum) Rate-3.00%

APR as low as 3.11% – Estimated monthly payment per $10,000 is $179.71

72 mos term ($25,000 minimum) Rate-3.25%

APR as low as 3.34% – Estimated monthly payment per $10,000 is $153.08

The above rates are the lowest rates available and may vary based on credit score.

Vehicle loan annual percentage rate is subject to underwriting and may be withdrawn at any time.

All loan rates based on membership eligibility and credit worthiness.

Home Loan

30yr fixed Now offering 30 year fixed rates. Ask how you can qualify.
15yr fixed Now offering 15 year fixed rates. Ask how you can qualify.
10 yr fixed Rates as low as 3.75%, APR at 3.85% – Estimated monthly payment per $10,000 is $100.06
7yr fixed Rates as low as 3.50%, APR at 3.64% – Estimated monthly payment per $10,000 is $134.40
5yr fixed Rates as low as 3.25%, APR at 3.45% – Estimated monthly payment per $10,000 is $180.80

Mobile Home

2010 or Newer (10 year max amortization/not attached to Real Estate) Rates as low as 5.68%

APR as low as 5.736% – Estimated monthly payment per $10,000 is $109.42

2000-2009 (5 year amortization/not attached to Real Estate) Rates as low as 6.68%

APR as low as 6.786% – Estimated monthly payment per $10,000 is $196.49

1999 & older (3 year amortization/not attached to Real Estate) Rates as low as 7.68%

APR as low as 7.854% – Estimated monthly payment per $10,000 is $311.84

The disclosed estimated payments are for monthly principal and interest only.

The above rates are the lowest rates available and may vary based on credit score.

Home Loan annual percentage rate is subject to underwriting and may be withdrawn at any time.

All loan rates based on membership eligibility and credit worthiness.

Real Estate rates based on a $100,000 loan amount

Up to 85% loan value (Mobile Home Loans up to 75% loan value) (Additional discount to rate available if mobile home is attached to Real Estate)

Contact us for your home loan needs. Now offering FHA, VA and rural development options. Get pre-approved today.

For additional information and home loan options, please contact a loan officer.

Business Loan

Rates are based on credit score

Membership eligibility applies

We recommend for the best information, call to speak with a loan officer

For the most current and accurate information on our rates for business loans, we encourage you to contact our loan department directly.

We offer a variety of merchant services for your small business so make sure you ask how we can help your small business succeed.

All loan rates based on membership eligibility and credit worthiness.

All loan rates based on membership eligibility and credit worthiness.


Rates are subject to change

Rates current as of August 10, 2016

Rates last changed on August 10, 2016

The above rates are subject to change at any time without notice. Other rates and terms are also available. Rates subject to credit approval. Down payment requirements may apply.

*APR-Annual Percentage Rate
APR is an annual rate charged for borrowing money or an annual rate that is made by an investment.  It is expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.  It allows for a more accurate comparison of what it costs to borrow money.