Peoples Choice Credit Union offers different share draft (checking) accounts to try and best serve our members needs.
|Dividends||Minimum Balance||Monthly Fees||Maximum Number of Withdrawals||Other Fees|
|Value Plus Share Draft||Non-dividend bearing account||$0.00||Not Applicable||Not Applicable||Overdraft/NSF fees||Value Plus Share Draft|
|Basic Share Draft||0.10% APY for average daily balances of $500.00 or above||$100.00||$5.00 if balance falls below minimum balance||Not Applicable||Overdraft/NSF fees||Basic Share Draft|
|Money Market||0.50% APY for average daily balances of $500.00 or above||$500.00||$10.00 if balance falls below minimum balance||6 per month of any type of withdrawal||Overdraft/NSF fees; $25.00 per withdrawal above the allowed number of withdrawals||Money Market|
APY = Average Percentage Yield