Peoples Choice Credit Union offers different share draft (checking) accounts to try and best serve our members needs.

Dividends Minimum Balance Monthly Fees Maximum Number of Withdrawals Other Fees
Value Plus Share Draft Non-dividend bearing account $0.00 Not Applicable Not Applicable Overdraft/NSF fees Value Plus Share Draft
Basic Share Draft 0.10% APY for average daily balances of $500.00 or above $100.00 $5.00 if balance falls below minimum balance Not Applicable Overdraft/NSF fees Basic Share Draft
Money Market 0.89% APY for average daily balances of $500.00 to $25,000.00

1.29% APY for average daily balances of $25,001.00 to $100,000.00

1.69% APY for average Daily balances of $100,001.00 and up.

$500.00 $10.00 if balance falls below minimum balance 6 per month of any type of withdrawal Overdraft/NSF fees; $25.00 per withdrawal above the allowed number of withdrawals Money Market

APY = Average Percentage Yield