Peoples Choice Credit Union has many share draft/checking options to meet your financial needs.
|Dividends||Minimum Balance||Monthly Fees||Maximum Number of Withdrawals||Qualifications||Other Fees|
|Value Plus Share Draft||Non-dividend bearing account||$0.00||Not Applicable||Not Applicable||Not Applicable||Overdraft/NSF fees||Value Plus Share Draft|
|Basic Share Draft||0.10%APY for average daily balances of $500.00 or above||$100.00||$5.00 if balance falls below minimum balance||Not Applicable||Not Applicable||Overdraft/NSF fees||Basic Share Draft|
|Premier Share Draft||3.00%APY for average daily balances up to $20,000 and 0.20%APY for average daily balances above if monthly qualifications are met. If qualifications are not met, dividends are 0.03% APY.||$0.00||Not Applicable||Not Applicable||Enrollment in Online banking and one login per month, 13 point of sale debit card transactions per month, and at least one automatic deposit or payment of at least $50.00 per month.||Overdraft/NSF fees||Premier Share Draft|
|Money Market||0.50% APY for average daily balances of $500.00 or above.||$500.00||$10.00 if balance falls below minimum balance||6 per month of any type of withdrawal||Not Applicable||Overdraft/NSF fees; $25.00 per withdrawal above the allowed number of withdrawals.||Money Market|
|Health Savings Account (H.S.A.)||0.55%APY for average daily balances of $500.00 or above.||$0.00||Not Applicable||Not Applicable; withdrawals must be used for qualified medical expenses.||Must be eligible to contribute into account; additional details on HSA page.||Overdraft/NSF fees||Health Savings Account|