Peoples Choice Credit Union has many share draft/checking options to meet your financial needs.

Dividends Minimum Balance Monthly Fees Maximum Number of Withdrawals Qualifications Other Fees
Value Plus Share Draft Non-dividend bearing account $0.00 Not Applicable Not Applicable Not Applicable Overdraft/NSF fees Value Plus Share Draft
Basic Share Draft 0.10% APY for average daily balances of $500.00 or above $100.00 $5.00 if balance falls below minimum balance Not Applicable Not Applicable Overdraft/NSF fees Basic Share Draft
Premier Share Draft 3.00% APY for average daily balances up to $20,000 and 0.20% APY for average daily balances above if monthly qualifications are met. If qualifications are not met, dividends are 0.03% APY. $0.00 Not Applicable Not Applicable Enrollment in Online banking and one login per month, 13 point of sale debit card transactions per month, and at least one automatic deposit or payment of at least $50.00 per month. Overdraft/NSF fees Premier Share Draft
Money Market 0.89% APY for average daily balances of $500.00 to $25,000.00

1.29% APY for average daily balances of $25,001.00 to $100,000.00

1.69% APY for average Daily balances of $100,001.00 and up.

$500.00 $10.00 if balance falls below minimum balance 6 per month of any type of withdrawal Not Applicable Overdraft/NSF fees; $25.00 per withdrawal above the allowed number of withdrawals. Money Market
Health Savings Account (H.S.A.) 0.55% APY for average daily balances of $500.00 or above. $0.00 Not Applicable Not Applicable; withdrawals must be used for qualified medical expenses. Must be eligible to contribute into account; additional details on HSA page. Overdraft/NSF fees Health Savings Account

APY = Average Percentage Yield