Health Savings Accounts (HSA) allow you to save for future qualified medical expenses with potential tax benefits. The account is intended to assist those who have selected a health insurance plan with a high deductible. For information about Health Savings Accounts (HSA), please visit the IRS Website or contact your insurance company and/or tax consultant.

Eligibility requirements to open HSA account

  • Covered by a qualified high-deductible health plan
  • Not covered by other health plan which do not qualify as a high-deductible health plan
  • Not enrolled in Medicare
  • Not receiving, or have not received, veterans medical benefits in the previous three months
  • Not claimed as a dependent on someone else’s tax return

Other Features/Benefits:

  • Check orders are available on the account
  • Pays competitive dividends that will help your money grow
  • Monthly statements are provided to members giving peace of mind of account balance and transaction history
  • Can be accessed via CUTalk Telephone services, It’sMe247 Mobile & Online Banking, through a phone call or stopping by a credit union branch, or ACH deposits and withdrawals

Additional Services

Looking for an easy way to simplify your life? It’sMe247 Bill Pay can help you do just that. With Bill Pay you can receive and pay your bills online with the click of a mouse or through mobile access from your credit union share draft/checking account. Pay any bill, including your house payment, your credit card company – even your babysitter – at any time, from anywhere.


Simply login to It’sMe247 online banking, then click the ‘Pay and Transfer’ icon. The rest is easy! Step-by-step point and click instructions will guide you through enrollment and set up process.


One of the many benefits of Bill Pay is the ability to receive bills electronically. Not every company is set up to send e-bills yet, but the list is growing every day. To begin receiving e-bills from a payee you’ve already established, simply click on the ‘E-bill’ link next to the biller’s name. Then follow the simple instructions for e-bill setup.


  • Easy to set up – follow simple point and click instructions.
  • Authorize checks to be sent to anyone, from babysitters to utilities.
  • Keeps a payment history register.
  • You can set up recurring payments – like mortgage and car payments or insurance premiums.
  • Schedule payments at your convenience. Some billers can receive next-day payments.
  • Add billers quickly with just an account number, address, phone number, and zip code.
  • No additional sign-on or passwords to remember – just click the ‘Pay and Transfer’ icon from It’sMe247 online banking.
  • Monitors the status of your payments.
  • You have complete control.
  • Schedule reminders and recurring payments.
  • Bill Pay is safe and secure.
  • Access through mobile banking as well.
  • Pay multiple bills at one time.

Set up direct transfers using online banking or ask any of our member service representatives to get it set up. Automatic Funds Transfer is a feature that automatically performs member transfers on a recurring basis. Transfers can be made from one account to another, or even between different members/memberships. With this option, a member can: automatically make loan payments from a checking or savings account, transfer money regularly to another member’s savings account, make regular deposits into a Christmas Club, IRA/HSA contributions, or secondary savings account.

With It’sMe247 Online Banking, you can keep in touch with your credit union accounts any time, from any place life takes you! If you have a computer and a connection to the Internet, you can use It’sMe247 Online Banking to check balances, transfer money, and stay connected with your credit union accounts around the clock. With built-in security and personalization features, It’sMe247 Online Banking lets you access your accounts, your way.

The first time you log in to your accounts in online banking, you’ll need to enter your account number and temporary password. Ask a member service representative for your temporary password. You’ll be required to change the password in order to finish logging in the first time.


  1. Enter in the address line of your browser software.
  2. When our website appears, click the ‘Login’ within the menu bar.
  3. Enter your account number (or username, if you have one) and click ‘Submit’.
  4. Enter your password and click ‘Submit’. If you have logged in before, you will also need to answer one of your chosen security questions, now.
  5. First time users, follow the instructions on your screen to change your temporary password and set up your security questions and other settings.
  6. When the It’sMe247 screen appears, you are in!
*If you are an owner on more than one credit union membership, ask us about setting up controls to make it easy to see or jump between your accounts in online banking.
*To change your login from your account number to a username, log in to online banking, click ‘Info Center’, then ‘My Preferences’, then select ‘Username Options’ and follow the easy instructions.


  • Apply for a loan
  • Check your account balances
  • View the date and amount of your transactions including deposits, withdrawals, transfers, and payments
  • Verify that certain checks have cleared
  • Read messages from the credit union
  • Stop payment on a check
  • View your statements online by signing up for E-statements under “Documents”
  • Pay bills online with It’sMe247 Bill Pay
  • View images of cleared checks
  • Transfer funds between accounts
  • Download transaction information to your money management software (such as QuickBooks)
  • Make loan payments from funds in your accounts
  • Set up or change automatic transfers
  • Withdraw funds in the form of a check
  • Set up e-Alerts and sign up for e-Notices
  • Assign nicknames to your accounts
  • Review loan payoff amounts and due dates
  • Check current loan, savings, and certificate rates
  • Open additional savings accounts (Secondary Share and Christmas Club)
  • Open a certificate of deposit
  • Change your password and security questions
  • Notify the credit union of your new address or phone number
  • Choose personal preferences such as background color, photo album, and starting page
  • View annual dividend and interest information

Keep connected to your finances in the most convenient way – in the palm of your hand! Now available for your banking ease is Mobile Web Banking through It’sMe247 Online Banking.


  • View account balances and details for savings, checking, certificates, loans, and credit cards.
  • View funds on hold for savings and checking.
  • View pending transactions for debit cards.
  • View pending ACH transactions.
  • View eAlerts and other messages from the credit union.
  • Perform instant transfers between accounts (as allowed in It’sMe247 Standard Online Banking).
  • Pay bills from your mobile device.


You will automatically be redirected from the standard It’sMe247 website when you navigate to online banking from your mobile device. Mobile Web Banking has a similar feature set as It’sMe247, but with views optimized for web browsers on mobile devices, and slightly more advanced styling for the iPhone and Android based devices.


For more information on what Mobile Banking is and some tips on how to get the most out of it, you can log in to It’sMe247 Online Banking on your home computer and look for the ‘Try Mobile’ button along the top navigation bar.

You can have direct access to your credit union accounts with just one phone call. CU*Talk, our telephone banking system, which makes taking care of your credit union business faster, easier and safer! Because you can now get around-the-clock access to your accounts, this service is perfect for today’s busy lifestyles. Whether you’re at home, at work, or thousands of miles away, CU*Talk puts your accounts right at your fingertips.

All you need to contact CU*Talk is a touch-tone phone, your member number, and your Personal Identification Number (PIN) – Password for CU*Talk. Now you are all set to take care of business!


  • Review account balances.
  • Verify the date and amount of your transactions, including deposits, withdrawals, transfers and payments.
  • Verify whether certain checks have cleared.
  • Transfer funds between accounts.
  • Make loan payments.
  • Check current rates.
  • Change your Personal Identification Number (PIN) – Password for CU*Talk.
  • Obtain annual dividend and interest information.

Step-by-step instructions make it easy to use CU*Talk:

  1. Using your touch-tone phone, call: 1-855-847-1726
  2. You will be asked to enter your member number. Then press the # key. Next, you will be prompted to punch in your Personal Identification Number (PIN) – Password for CU*Talk. Enter your PIN and press the # key. Be careful–if you enter the PIN incorrectly three times, your PIN will be disabled. You must contact the credit union directly for reactivation. First Time Users – Ask a Member Service Representative for your temporary PIN. For security purposes, after you enter the system, you will be prompted to change your PIN – Password for CU*Talk.
  3. From this point on, the CU*Talk procedure will vary depending on the transactions you wish to complete. CU*Talk will guide you through each step. Hint: This first set of options includes a brief tutorial (press “0”) with tips and hints for using the system. You can press * to return to the main menu at any time.

When you have finished your last transaction, simply hang up the phone.