PayDay Alternative Loan (PAL)

Payday alternative loans are an option for those looking to borrow a small amount of money with the agreement that it will be repaid when the borrower receives their next paycheck. One of the requirements of receiving this loan is that direct deposit of the paycheck is established into an account at the credit union.

Student Loans

Now you can pay for college the smart way with three great repayment options, competitive interest rates, and no origination fees! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply please get started here.

Credit Cards

Introducing a new line of reward credit cards for consumers. Through Peoples Choice Credit Union’s partnership with Elan, we are able to offer different credit card options to meet your needs.

You also have the option to arrange automatic payments to your credit card or transfer balances from other cards. You can even make payments towards your credit card bill right from the credit union. All VISA Credit cards are currently compatible with Apple Pay.

Ask a member service representative how you can apply today. Find the Card That’s Right for You.