New or used vehicles, we provide our members with financing at competitive rates. We have 100% financing options available. We can also refinance a vehicle loan you have from another lender at any time. Ask a loan officer to assist you with an application today!

Peoples Choice Credit Union will offer a rate reduction of our stated loan rates for each year of membership on new or used vehicle loans. Not available for refinancing of existing Peoples Choice Credit Union loans. Mention to a loan officer today. *Rates subject to change. Peoples Choice Credit Union reserves the right to cancel offer at any time.


ATV or RV, motorcycle, snowmobile or trailer, we provide our members with financing at competitive rates with 100% financing options available.

Easy Application

Making the decision to apply for a loan is the difficult part, so we’ve made everything else as simple as possible. There are a number of ways to apply.

Apply over the phone

Call us at 715-748-5303 or 844-430-5572 to apply now or discuss your loan options.

Apply in person

Visit your local branch to fill out a loan application and talk with a loan officer. No appointment necessary.

Apply online

Select the button below to fill out an online loan application. If you are not a member, you are still able to apply through this page.

Additional Services

Let us help you save time and money by setting up automatic payments to your loan accounts. This gives you peace of mind that your payment has been made and can save you money off of interest depending on payment scheduling.

Automatic Funds Transfer

Automatic Funds Transfer is a feature that automatically performs member transfers on a recurring basis. Transfers can be made from one account to another, or even between different memberships. Loan Payments, HSA contributions and normal share-to-share transfers can all be accomplished through Automatic Funds Transfer.

With this option, a member can: automatically make loan payments from a checking or savings account, transfer money regularly from a savings account to a child’s or spouse’s savings account, or make regular deposits into a Christmas Club or secondary savings account.

Payroll Deduction

Payroll deduction is a feature that automatically performs member transfers when an associated ACH credit is performed on an account. This allows the transfer to occur from one account to another immediately when the deposit is posted. Transfers only occur when the deposit comes in and is more than the requested transfer amount.

This feature is only tied to one designated deposit; therefore, if you change employers or the employer changes their payroll name the transfer will not occur because it will not recognize that it is your payroll deposit. If this occurs please contact one of our loan officers or operations staff and they will be able to assist with the transfer and correction of the processing for the future.

ACH from another Financial

Peoples Choice Credit Union is able to initiate transfers from another financial onto a loan payment. Payments can be arranged for the following days of the month: 1st, 5th, 10th, 15th, 20th, 25th, every Friday, or every other Friday. The credit union will not initiate on any other date or schedule. If the date of the payment lands on a weekend or Federal holiday, the payment will be pulled on the following weekday.

Peoples Choice Credit Union offers Payment Protection policies that can help you make your monthly loans payments if you become disabled due to injury or illness. Payment Protection offers coverage until you are no longer disabled or payoff your loan balance in full up to the policy maximum in the event of death. Payment Protection, provides:

  • Credit Life insurance for up to $30,000 or your loan balance, whichever is less. Terms, conditions, and restrictions may apply.
  • Credit Disability insurance to protect against disability of the insured borrower. The benefit will make the payment amount up to $600 per month, per loan, during the disability period. Terms, conditions, and restrictions may apply.

Contact a loan officer at 715-748-5303 or 844-430-5572 for more information.

You could lose more than your vehicle, boat, motorcycle, or RV if it is stolen or involved in a major accident. You could lose your investment. Because most insurance policies only cover the value of your vehicle – something that rapidly declines during the first few years of ownership – your loan or lease balance could be higher than the value of your vehicle.

Now you can protect your vehicle, boat, motorcycle, or RV investment with Guaranteed Asset Protection (GAP). GAP is a non-insurance product and is made available via a loan/lease deficiency waiver that covers that “gap” between the vehicle’s value and the amount you still owe. Essentially, GAP protects you and your entire investment from substantial loss. Terms, conditions, and restrictions may apply.

Contact a loan officer at 715-748-5303 or 844-430-5572 for more information.

Route 66 Warranty has a complete line of overage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That’s why so many people depend on Route 6 Warranty. No matter where you travel in the United States, they protect you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor. All of the plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadsisde Service: Towing, Flat Tire Assistance, Battery Jump Starting, Lock-out Service, Safe and Secure Package, and Minor Adjustments. Complete terms and provisions are contained within each Service Agreement. Terms, conditions, and restrictions may apply.

Contact a loan officer at 715-748-5303 or 844-430-5572 for more information.

Needing a new auto insurance policy or wanting to compare something with your current rate?   Check out Trustage Insurance. Insurance benefits and discounts are available just for being a credit union member. Also available through Trustage are Life, Accidental Death and Dismemberment, Property and Health Insurance. Find out how to qualify by calling 1-855-456-9434 or visit truSTAGE today. (By clicking on this link, you will be leaving our website)