Individual Retirement Account (IRA)
We know the future can seem intimidating, but anytime is a good time to start planning. An IRA account might be just the thing to help with your future. IRAs have traditionally been great investment tools. We offer both Traditional and Roth IRAs. For information about Traditional and Roth IRAs, please visit the IRS Website or contact your tax consultant.
Within one IRA at Peoples Choice Credit Union, you are able to open an IRA Share Account and/or one or multiple IRA Share Certificate Accounts.
- Traditional and Roth IRA options
- No administration or setup fees
- Flexibility of choosing maturity date from 12 to 60 months on the IRA Share Certificate account
- Funds can be transferred to the IRA share account via It’sMe247 Mobile & Online Banking, CUTalk Telephone Services, or through a phone call or stopping by a credit union branch for flexibility and automatic transfers/payroll deductions are also available for your convenience
- Pays competitive dividends that will help your money grow
- Quarterly statements are provided to members giving peace of mind of account balance and transaction history