Soaring Savers Share Account

This share/savings account is for youth age 13 to 17 and is designed to teach teens how to make good financial decisions as well as earning rewards for good grades (see below for more details). Upon turning 13 all Super Saver Share Accounts will automatically be enrolled in the Soaring Saver Share Accounts. Dividends are compounded quarterly and earned on balances in excess of $25.00.

Other Features/Benefits:

  • Soaring Savers are able to open up a Share Certificate account with a term of 6 or 12 months with a minimum deposit of $500.00
  • Pays competitive dividends that will help your money grow
  • Insured by NCUA for up to $250,000 per share owner, so funds are secure and protected
  • Six withdrawal or transfer limit on account that includes preauthorized or automatic transfer, or telephonic agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties
  • Unlimited withdrawals or transfers on transactions initiated in person, via messenger or mail; over-the-counter withdrawals and transfers, ATM withdrawals and transfers or installment loan repayments

Soaring Savers Share Draft Account

Youth with a Soaring Savers share account are able to open a Soaring Savers share draft account. In order to open this account, a guardian must be a joint owner on the account. This checking account provides a simple way to manage your money. There are no minimum balance requirements and does not earn dividends.

Other Features/Benefits:

  • No monthly service charge
  • Unlimited monthly transactions
  • Free statement balancing education after the first month (please call 715-748-5303 for more details)
  • Account subject to $25.00 overdraft fees
  • Soaring Savers can receive one forgiven NSF fee per year
  • Debit Mastercard and check orders are available on account
  • Soaring Savers will receive one free box of checks (qty 50) at account opening
  • Eligible for Direct Deposit for member’s convenience
  • Overdraft Protection products are not available with the Soaring Savers share draft
  • Monthly statements are provided to members giving peace of mind of account balance and transaction history
  • Can be accessed via CUTalk Telephone services, It’sMe247 Mobile & Online Banking, through a phone call or stopping by a credit union branch, or ACH deposits and withdrawals
  • Parents have the ability to set up see/jump settings that allow ability to keep track of their young Soaring Savers account from their own membership and access via It’sMe247 Mobile & Online Banking for flexibility and peace of mind

Honor Roll A’s and B’s

Honor Roll A’s and B’s: Soaring Savers are able to bring in their report card into the credit union after each quarter and receive $1 for every “A” and 0.50 for every “B.” The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer.

Additional Services

With It’sMe247 Online Banking, you can keep in touch with your credit union accounts any time, from any place life takes you! If you have a computer and a connection to the Internet, you can use It’sMe247 Online Banking to check balances, transfer money, and stay connected with your credit union accounts around the clock. With built-in security and personalization features, It’sMe247 Online Banking lets you access your accounts, your way.

The first time you log in to your accounts in online banking, you’ll need to enter your account number and temporary password. Ask a member service representative for your temporary password. You’ll be required to change the password in order to finish logging in the first time.


  1. Enter in the address line of your browser software.
  2. When our website appears, click the ‘Login’ within the menu bar.
  3. Enter your account number (or username, if you have one) and click ‘Submit’.
  4. Enter your password and click ‘Submit’. If you have logged in before, you will also need to answer one of your chosen security questions, now.
  5. First time users, follow the instructions on your screen to change your temporary password and set up your security questions and other settings.
  6. When the It’sMe247 screen appears, you are in!
*If you are an owner on more than one credit union membership, ask us about setting up controls to make it easy to see or jump between your accounts in online banking.
*To change your login from your account number to a username, log in to online banking, click ‘Info Center’, then ‘My Preferences’, then select ‘Username Options’ and follow the easy instructions.


  • Apply for a loan
  • Check your account balances
  • View the date and amount of your transactions including deposits, withdrawals, transfers, and payments
  • Verify that certain checks have cleared
  • Read messages from the credit union
  • Stop payment on a check
  • View your statements online by signing up for E-statements under “Documents”
  • Pay bills online with It’sMe247 Bill Pay
  • View images of cleared checks
  • Transfer funds between accounts
  • Download transaction information to your money management software (such as QuickBooks)
  • Make loan payments from funds in your accounts
  • Set up or change automatic transfers
  • Withdraw funds in the form of a check
  • Set up e-Alerts and sign up for e-Notices
  • Assign nicknames to your accounts
  • Review loan payoff amounts and due dates
  • Check current loan, savings, and certificate rates
  • Open additional savings accounts (Secondary Share and Christmas Club)
  • Open a certificate of deposit
  • Change your password and security questions
  • Notify the credit union of your new address or phone number
  • Choose personal preferences such as background color, photo album, and starting page
  • View annual dividend and interest information

Debit MasterCard gives you a faster, more economical, more convenient way to buy the products and services you need. That’s because it allows you to withdraw funds from you share draft and share savings account without ever having to write out a check or limit you to credit union hours. You can purchase groceries, gas, or anything else. Use your card wherever MasterCard® debit card is accepted. Plus, Debit MasterCard performs all the functions of an ATM card. It’s the checking-withdrawing-depositing-and-transferring-funds card all in one. We offer free Debit MasterCard cards on our share draft accounts. For security purposes, transactions processed as debit are limited to five transactions with a maximum amount of $300.00 per day. Additionally, transactions processed as credit are limited to ten transactions with a maximum amount of $1250.00 per day. Contact a member service representative for requests of any adjustments for planned transactions. As an added safeguard, Peoples Choice Credit Union provides a cap on your liability if your card is lost or stolen. See disclosures for additional details on the Debit MasterCard.